Life Insurance Calculator Life Insurance Calculator Annual income needed * $ How many years of income are required? * years Total in savings and investment accounts $ Funeral expenses $ Inflation rate * 2.5%0%100% Estimated after tax investment yield * 4%0%100% Will your spouse be working? No Yes Spouse work Annual net income * $ Expected number of years to work * years Do you need college (or other) funding for children? No Yes Children funding Amount needed per child $ Number of children Estimated life insurance needed If you are human, leave this field blank. SubmitΔ